CIVIL LIABILITY INSURANCE OF AUTOMOTIVE CIVIL

Object insurance

  • Motor vehicle owner joins in traffic in the territory of the Kingdom of Cambodia.

Coverage

CVI on behalf of the vehicle owner compensates for the loss of life and property to a third party (the second party has suffered damage caused by the owner's vehicle). CVI will indemnify Insured or Insured’s driver in the event of accident resulting from or arising out of the use of the Vehicle for the amount which Insured or Insured’s driver are legally liable to pay (Including claimants' costs and expenses) for:

  • a) Death or bodily injury to third parties
  • b) Damages to third parties property
  • c) Legal costs for defence of any charge including the charge of causing death (other than murder) if our prior written agreement had been secured

Provided Insured’s driver also implies with all the Terms and Conditions of the Policy that Insured are subject to.

Insurance benefits

CVI will, on behalf of the owner of the vehicle, indemnify a third party for human and property damage, to the passenger of human damages up to the following:

  • • For people: up to USD 10,000.00 / person / accident. Specifically:
Insurance benefits Maximum compensation
Dead by accident Pay USD 10,000.00 / 1 person / 1 case
Injury due to an accident Payment according to "Table of regulations to pay compensation for human damage"
  • In terms of assets: according to actual losses, up to USD 10,000.00 / accident.

Premium schedule

No.

Type

Annual premium (USD)

I

Car is not in transport business

 

1

Vehicles with under 6 seats

      170.00

II

Car transport business

 

1

8 seats according to registration

   204.00

2

9 seats according to registration

   216.00

3

10 seats according to registration

   228.00

4

11 seats according to registration

   240.00

5

12 seats according to registration

   252.00

6

13 seats according to registration

   264.00

7

14 seats according to registration

   276.00

8

15 seats according to registration

   288.00

9

16 seats according to registration

   300.00

10

17 seats according to registration

   312.00

11

18 seats according to registration

   324.00

12

19 seats according to registration

   336.00

13

20 seats according to registration

   348.00

14

21 seats according to registration

   360.00

15

22 seats according to registration

   372.00

16

23 seats according to registration

   384.00

17

24 seats according to registration

   396.00

18

25 seats according to registration

   406.00

19

Over 25 seats

+ 10.00/passenger

V

Cargo car (truck)

 

1

1 Ton to 3 Tons

        100.00

2

4 tons

      116.00

3

5 tons

      132.00

4

6 tons

      148.00

5

7 tons

      164.00

6

8 tons

      180.00

7

9 tons

      196.00

8

10 tons

      212.00

9

11 tons

      228.00

10

12 tons

      244.00

11

13 tons

      260.00

12

14 tons

      276.00

13

15 tons

      292.00

14

16 tons

      308.00

15

17 tons

      324.00

16

18 tons

      340.00

17

19 tons

      356.00

18

20 tons

      372.00

19

21 tons

      388.00

20

22 tons

      404.00

21

23 tons

      420.00

20

Over 23 tons

      + 16.00/additional tonnage

 

(The above premium does not include 10% Value Added Tax)

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