PRIVATE HOME INSURANCE

FIRE AN SPECIAL PERILS (FIR):

As fire is the most dangerous risk encountered by business owners, operators and investor, our FIRE AND SPECIAL PERILS Insurance Policy will provide protection for your property (building, plants and machienies, stocks, fumiture, fixtures and fitings and other contents) against this Fire and many other perils such as Lightning, Explosion, storm, tempest, flood and water damage, earthsquakes, impact damage, etc. according to your business needs.

INSURANCE COVERAGE

A.) Standard Coverage

We will indemnify you if the Property Insured described in the said Schedule or any part of such property be destroyed or damaged by

1) Fire,

2) Lightning,

3) Explosion, in a building in which gas is not generated and which does not form part of any gasworks, of gas used therein for illuminating or domestic purpose,

during the Period of Insurance stated in the Schedule or of any subsequent period in respect of which you shall have paid and we shall have accepted the premium required for the renewal of this Policy.

B.) Extended Perils Coverage (Optional)

Beside standard coverage, the insurance policy, at option of the Insured, may be extended to cover for additional special perils as below:

Type of insurance

Standard

Silver Plan

Gold Plan

Fire & Special Perils Insurance

    - Fire

    - Lightning

    - Explosion

    - Fire

    - Lightning

    + Extension:

    - Explosion

    - Flood

    - Riot & Strike

    - Water Damage

    - WindStorm

    - Fire

    - Lightning

    + Extension:

    - Aircraft

    - Earthquake/ Volcanic Eruption

    - Explosion

    - Flood

    - Hail

    - Impact Damage

    - Riot & Strike

    - Smoke

    - Spontaneuos Combustion

    - Subsidence & Landslip

    - Vandalism & Malicious Damage

    - Water Damage

    - WindStorm

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