HEALTH AND PERSONAL ACCIDENT INSURANCE
INTRODUCTION:
Your health is your wealth. In the world of uncertainly you may not be sure when and where you, your family and your employees will fall victim to diseases; however, with our Policy cover together with our cashless facility with the panel hospitals and clinic in Cambodia, you are certain and able to rest assured that the rising healthcare costs will be our responsibility in your time of need.
DEFINITION:
Eligible Insured Members
Persons from 1 to 65 years old (continuous renewal will be up to 70 years) including Cambodian citizens and foreigners who is living and working in Kingdom of Cambodia, subject to:
- Do not suffer from mental illness, leprosy,
- Do not suffer more than 50% permanent disabilities
INSURANCE COVERAGE
Hospitalization and/or surgical and/or Acute Medical Conditions and/or outpatient accidental treatment expenses incurred subject to the Benefits by the insured persons as covered in the Policy.
BENEFIT
No. |
Benefit |
Option Plans of Coverage (USD) |
Plan 1 |
Plan 2 |
Plan 3 |
Plan 4 |
Plan 5 |
1) |
Daily room and board (daily, max: 90 days) |
|
|
|
|
|
(i) Ordinary (Max: 70 days) |
50 |
35 |
30 |
25 |
20 |
(ii) Intensive Care Unit (Max: 20 days) |
65 |
65 |
65 |
65 |
65 |
2) |
Hospital Miscellaneous Fees (Max per disability) |
1,100 |
900 |
800 |
700 |
600 |
3) |
Surgical Fees (Max per disability) |
3,600 |
2,600 |
2,100 |
1,900 |
1,600 |
4) |
In-Hospital Doctor Visits/ Nursing Care (One visit/day, Max: 90 days) |
20 |
15 |
14 |
13 |
10 |
5) |
Pre-Hospitalization Service Fees (Max per disability) |
200 |
180 |
170 |
150 |
100 |
6) |
Post-Hospitalization Service Fees (Max per disability) not exceeding 90 days following discharge from hospital |
75 |
50 |
35 |
30 |
25 |
7) |
Treatment of injuries due to Accidents (Max per disability) |
350 |
300 |
250 |
200 |
150 |
(Within 24 Hours from the time of accident) |
8) |
Home Nursing (Max per disability) |
200 |
150 |
100 |
70 |
50 |
9) |
Funeral Fees |
100 |
100 |
100 |
100 |
100 |
Annual Limit in aggregate/ Person |
10,000 |
8,500 |
7,500 |
6,000 |
5,000 |